Payment Processing
Edgewater Payments provides multiple options when it comes to your payment processing. We offer Flat Rate / Clear and Simple pricing, C4/Zero Fee pricing and Cost Plus. Below you can learn a bit about each one and reach out to us any time with questions.

Clear & Simple Pricing
With Clear & Simple pricing you know exactly what your processing costs will be based on how you process transactions. Do you swipe the card or key-enter card numbers?
That’s all you have to know. It’s that simple. If your payment needs change, we will continue to support you with simple solutions that grow with your business.
A simple rate for swiped & keyed
- No PCI Compliance fees1
No statement2 or reporting fees
No monthly minimum processing fees
No cancellation fees
24-48 hour funding
24/7 LIVE customer service

C4/Zero Fee
It is our new surcharge pricing program that makes the cost of credit card acceptance effectively free for merchants. Cardholders are asked to pay a surcharge fee during a credit card transaction. If the cardholder chooses to use a debit card instead, the merchant will be charged just 1% +$0.25 for the transaction.
The payment system, whether it is a device or online, will clearly display the transaction total with the surcharge listed as a separate line item. The receipt provided to the cardholder will also show the surcharge fee broken out as a separate charge on the transaction.
Cost Plus
The most transparent pricing model for credit card processing. Interchange pass through pricing is a form of credit card processing pricing that allows the actual cost of processing (interchange fees & assessments) to be passed directly to your business plus a minimal markup. Fees as low as .25%!
